Monday 19 December 2011

Precious metal for christmas - what you need to consider

To note that there's - gold for christmas
For months, provides the buying power of federal civil record for orders in gold and silver. Shortly before Christmas, the hype seems to be heading to new heights. Who buys gold only now, now caught cheaper prices than they were four weeks. T-Online provides tips on what we have to consider when buying gold.
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So the investment is gold

In the wake of the unpredictable euro crisis is the end of gold as popular as ever before. Bought not only for its own portfolio, to protect their own risk. A touch to liven up even more. Since investing grandparents without batting an eyelash in mini-bullion for the grandchildren, parents in gold coins for the kids, love gold jewelry. Even some companies give away this year to high-caliber employees, almost as a crisis-resistant alternative to the success fee in €. Many private individuals investing in the precious metal as a provision against bad times, not so much profit, Roland Aulitzky observed. According to the financial experts of "financial test" it does not shrink from that need to be forked out for gold despite a marked 200-dollar price correction since early December still quite high prices.
Gold has again become a bit cheaper

The price for one troy ounce (31.1 grams) of gold fluctuates every minute, is currently at $ 1600 (see current gold quotation), which corresponds to about 1220 €. But: This fall, costing 31.1 grams gold sometimes even of 1900 dollars, or nearly 1400 €. The longer-term outlook for gold, however, display higher up. Analysts expect that the price of gold is already in the year 2012, the 2000 dollar mark skip.
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Despite the recent fall in prices can be considered a rule of thumb: the more investors are worried about the safety of their money, the higher the price of gold climbs. In the past five years, the gold price has more than tripled. In fact, many believe investors that they can make the investment in gold is not far wrong. Finally, you put your money in property values ​​and is thus supposedly protected against inflation and stock market turbulence.

But experts warn such Annabel Oelmann from the Consumer Rhine-Westphalia: "We see the issue very critically Gold is a speculative and risky investment and not the safe harbor for which it is often thought.." Who buys gold purchases, equal to several risks. First there is the price trend. "The gold price is in times of inflation or other crises has not spoiled forever. Sometimes investors had suffered losses in such times," said Oelmann.

Treat yourself and your loved ones to give hard but once something special Krugerrand or Maple Leaf. Now in the shop partner
Compare different offers

Consequence: If you opt for a gold investment, this should not be regarded as short-term investment, as explained DZ Bank analyst Gabor bird. "You should not see gold as a long-term insurance and so much an object of speculation." He recommends the precious metal as an additive in the investment portfolio. And supplemented consumer protector Oelmann: "Who wants to buy gold should definitely compare multiple quotes and not act hastily." When buying gold bullion is often the first offer is not the best.
Some 400 euros for 10 grams of gold

Who loved ones instead of the third computer game or the fifth cosmetics voucher this year will make golden gift should find out beforehand exactly Aulitzky emphasizes consumer advocates. For beginners can be the best piece of gold. Who bars with a fine gold content of 99.99 percent purchased, if possible with a stamp from companies such as Heraeus, Umicore or Valcambi, makes nothing wrong. It may at any time be turned into money. The 10-gram bars costs currently (mid-December 2011) well 410 €, 40,000 € per kilo.

Krugerrands instead President

For residential customers are particularly sought after mini-pieces 1 to 20 grams, as Hartmann explains. One gram of high-caliber costs about 50 euros. Engraved by Schenker as possible at some online retailers, about 70 €. In many cities and shopping centers can be mini-bullion already packaged as a gift such as candy bars from vending machines move. Affordable 2.5-gram pieces for about 120 € in many places are already sold out.

But beware: Tiny bars are always bought very expensive. The larger the unit, the better the production. So taste a five-gram per gram bullion around 20 to 30 percent more than the equivalent of a pound. As flawless investing their money, small pieces of gold are therefore not, experts say in unison. Even when gold jewelry is usually no big gains are in there. Jewelry pieces are made from pure gold, but precious metal alloys. What makes them expensive, especially the processing.
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Official Gold Coins

Who wants to buy coins for your loved ones should definitely carry standard products such as the Krugerrand, the Maple Leaf, American Eagle, the Philharmonic and the kangaroo, like those of the central banks of various countries issued gold coins are known. Only these bullion coins can be more than banks and coin dealers resell easily if they need to be turned into money. A quarter of an ounce Krugerrand currently costs about 350 €, a tenth of Oz Vienna Philharmonic almost 150 €.
Gold is not subject to VAT

Who buys gold at a time, needs to pay VAT in Germany for the precious metal. Value-added tax exemption can be acquired by commercial gold bullion. In addition, gold coins were minted after 1800, legal tender, are or were and the market price is essentially determined by their gold content. In contrast, seven silver, respectively, 19 percent are due.

Since the introduction of the flat tax first January 2009, gold bars and coins for investors become more interesting. After a twelve-month holding period gains from physical items are tax free, there is no 25-percent discount, in the treasury. Bullion and coins - like art - as a property classified. Physical gold is allowed to purchase up to an amount of 15,000 € anonymously, without disclosure.
Caution: Medals and collector coins unfit to investment

But gold is not the same as gold. Of modern coin collecting as there are to buy it before Christmas, even in food discount stores, consumers should keep their hands, advises Aulitzky. What began as a commemorative or honorary character, for example, by Acting President Christian Wulff will be sold for much, with certificate of authenticity packaged in velvet and fine wood boxes, is usually not a good investment. Often the actual value of gold medals is at most 5 to 10 percent of their retail price. Collectors and lovers sometimes still pay regular prices.

Monday 21 November 2011

Gold sales during the lunch break

The purchase of gold is becoming increasingly easier. More and more
firms use the Internet in addition to trading in exclusive stores.
Degussa also returns in the gold trade.

"Honey, let's buy some Krugerrands" - those rates could soon be part
of everyday life in German pedestrian zones. Previously, the
transition to the bank manager of the trust when buying gold was
inevitable. Today, investors can respond immediately to currency
fluctuations and to increase their stocks of physical gold just once
during the lunch break. Just private investors will benefit from
increasingly simpler purchasing options.

Only on 2 November celebrated the Degussa precious metals dealer with
a store opening in the center of Munich's re-entry into the gold
market. Here, customers can choose between gold ingots of different
sizes. For the slightly more budget conscious, the range also includes
the major bullion coins.

Degussa, formerly the German Gold and Silver Refinery and until a few
years, manufacturers of gold bullion itself is planning for the coming
year more stores in a central location. The gold buying in the online
shop should be possible in a few weeks. Behind the new beginning is
the entrepreneur-von Finck family. She had acquired the rights to the
brand Degussa for approximately two million euros from the chemical
giant Evonik.

Increasing investment expected

The entry of Degussa underlines the growing importance of non-bank
trading division. The possession of physical gold is in a crisis as
one of the few safe investments. Precious metal dealer proaurum
recognized this years ago and has been using for a long time to retail
stores in addition to online trading. With offices in cities like
Munich or Berlin, they were among the first private gold trading
houses of this kind in Germany. Is afraid of the new competition Mirko
Schmidt, not one of the founders proaurum. "We expect the long term so
that investment in gold will increase significantly. The market will
grow further due to the rapidly increasing demand, there is room for
more than one provider, "says Schmidt. Proaurum alone this year has
already sold 15.7 tonnes of gold in the form of coins and bullion.
Only this week the Munich opened a new shop in Düsseldorf, during the
month of the Vienna branch moves from the suburbs, in the first
district.

Gold is not the same as gold

The market is drifting apart

Dusseldorf (RPO). Is the gold bubble burst? After a rapid flight of up
to 1380 € for the ounce (31.1 grams) in early September, the gold
price has slumped by 15 percent within weeks. How so? Gold was not as
profitable currency crisis?

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The worse the turmoil in financial markets, the higher the gold price?
Experts have an interesting explanation for the unexpected
development. The gold market is drifting apart: Here, physical gold,
paper gold there. Hot Topic for investors.

Gold is not the same as gold. This is not new. Finally, everyone knows
the difference between 333, 585, 750 and 995er gold. Entirely
different nature are the differences to pay attention to the capital
investors have. On the one hand, the traditional investment in
physical gold, in gold bullion and gold coins that are stored at home
or at a bank in the vault. On the other hand, the investment in
so-called paper gold, invest in securities that participate in the
gold price, without the buyer owns the precious metal directly.
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Gold - the currency crisis

Mark observers report that has emerged more recently, a significant
discrepancy between these markets. While the volume has shrunk to
futures on the yellow metal by 50 percent within a few weeks, the
demand for physical gold has continued to increase.

Glossy annual balance sheet

Despite temporary fluctuations in the opinion of nearly all gold
remains an attractive investment adviser as a long-term investment.
The yellow metal has - apart from speculative swings - in the course
of its history has never lost its value. Also, the current
twelve-month review of the gold price falls, compared to other
investments from shining.
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A year ago the price quoted for an ounce of gold at about 940 €, €
1381.07 in early September reached an all time high and has currently
stabilized at around 1200 €. Gain a good 25 percent! The World Gold
Council expects in the coming years with growing demand, particularly
in the two largest gold markets in the world, India and China.
According to a representative Forsa survey will also win gold in
Germany as an investment more ground. But how to best invest in gold?

Physical gold

Classic gold bullion bars and coins are. They are not only tangible,
but are still regarded as a universal means of payment. Around the
globe can be physical gold at a fixed daily fixed price at authorized
banks and gold dealers at any time into money. For gold purchases, a
buyer must pay, and that the difference between bid and ask prices.

These range from mini bars to one gram to one kilogram of gold
nuggets. Especially popular is the weight 31.1 g. This corresponds to
an ounce of gold for the base course. The smaller the denomination,
the smaller the weight, the higher the percentage surcharge. Is to
create small bars, does not make much sense. Proaurum, one of the
largest bullion dealers in Germany, called on the 25.10.2011, 20.00
clock, the following prizes:

1 g of sales, € 49, € 40 purchase, premium 22.5%
5 g € 217 sale, purchase € 196, 10.71% premium
10 g € 418 sale, purchase 392 €, 6.63% premium
31.1 g sale 1274 €, 1218 € purchase, 4.60% premium
50 g sale 2022 €, 1954 € purchase, 3.48% premium
Sale 100 g 4008 €, 3892 € purchase, buyer's premium of 2.98% €
1000 g 39 786 € sale, purchase 38 845 €, 2.42% premium

When buying gold bullion is prescribed for the fine gold content of
999.9 to be respected, otherwise must be tolerated at a sale
discounts.

In addition to the coveted gold coins bullion gold coins among
investors enjoy great popularity. Their massive success is due to the
fact that her weight exactly one ounce of fine gold equivalent. In
this way can easily calculate the daily value: quantity x price of
gold. Meanwhile, gold coins are available in other sizes. The most
popular bullion coin in the world is the Krugerrand from South Africa.
More than 60 million copies of it should be in circulation worldwide.

Of equal quality and the "kangaroo" are (Australia), the
"Philharmonic" (Austria), the "Eagle" (USA) and the "Maple Leaf"
(Canada). On 25 October was the price at 1285 € per piece (31.1 g).
With the name Krugerrand but abuse is driven. Appear on the Internet
offers that look like the original, but sometimes have a much lower
gold content. Even when buying gold so be careful. And who buys
physical gold, has to start thinking about where he kept his treasure
secure.

Gold Funds

A widely used alternative to investing in hard gold offer special
fund, known as Exchange Traded Commodities (ETCs) that track the price
of gold each. These gold shares are in principle to bonds. If the
issuer is insolvent, the worst case, may also suffer a total loss of
the investor.

For the safety of the facility, these papers are therefore deposited
the full amount of physical gold stored in bank vaults. In addition,
the investor has a vested right to convert his shares into hard gold.
This is complicated in practice, creating additional costs. The gold
reserve in the background, especially have a calming effect.

Speculation

Not all investors have an investment in gold is the safety aspect, or
the value received in the foreground. For them, gold is a speculation
as well as other financial assets. For these species, the market
offers investment opportunities in the form of gold certificates,
which are traded completely detached from a gold backing.

There are bets on rising or falling gold prices, with limited
duration, so-called futures contracts. Its trading volume was recently
declined sharply and has led to a stabilization of the gold market.
One can also say that the speculation has collapsed.

The Krugerrand

The obverse of the coin shows a portrait of Paul Kruger and the
writing SUID AFRICA and SOUTH AFRICA, at the back is the national
animal of South Africa, a springbok antelope, represented, in shared
writing is on the left and right of the statement of the respective
year mark in the upper part of the picture is framed by the words
KRUGERRAND FYNGOUD and bottom with 1 OZ FINE GOLD. The fineness of
these since 1967 and generally characterized as the first modern
bullion coins saw pieces is 916.6 / 1000 and the weight and fineness,
depending on the denomination of 1 / 1, 1 / 2, 1 / 4 or 1 / 10 ounce.
The higher Total weight is given by the alloy containing copper to
increase scratch resistance, which is the reason for the
reddish-golden hue of the coin. The denominations are produced only
under an ounce since 1980.
From 1967 to 1969 marked the Pretoria Mint, the coin in an edition of
40,000 pieces per year. After that multiplied the production: 1970
coins were 211 018, 1974 had produced 3.2 million copies. The
denominations were introduced under an ounce 1980th The best time in
the coin had subscribed by the oil crisis decade 1974-1984: the
production numbers were 2 to 6 million units.

Decided in 1986, the European Community and the United States due to
the ongoing apartheid sanctions. This led to the ban on imports of
Krugerrands, then broke the support of one coin. The lows were 1995
with 8285 one-ounce pieces and in 1998 reached a total annual
production of all denominations of 23 277 troy ounces. Trade and
possession of these coins, however, were never banned. Banks offered
but because of confusion and misinformation in the exchange of coins
equivalent Maple Leafs. As a result, many of Krugerrand coins melted
down and it came at a price discount of the coin.

In 1999, the import ban was lifted, since the support is growing
again, the old circulation figures but it has not until now found
port.

Today, the Krugerrand has the largest market share among the now
numerous different gold bullion coins. This is mainly due to the fact
that he has about five percent with only a very small fee to the
precious metal markets on the specified spot rate. The conditions just
before the turn of the century were still relatively low, so that now
even some vintage bullion collectors have surcharges (eg 1998,1999,
etc.). For 2010, the first time calculated with a circulation of over
one million units.

Monday 7 November 2011

info on krugerrands and gold coins

That's what we will provide you with: info on krugerrands and gold coins. But first we need to prepare the articles.